Flood Protection

Since homeowners or renters insurance polices do not cover losses due to flooding, the City strongly urges you to buy or continue your flood insurance to protect yourself from potentially devastating losses.  Fort Pierce participates in the National Flood Insurance Program (NFIP) and Community Rating System (CRS).  Because of the City's participation in the CRS program, the residents receive up to 20% discount on their NFIP premiums. Tenants may also insure their person property against flood loss.

Contact An Insurance Agent for Information

The average annual premium for this insurance will vary depending upon amount of coverage and degree of flood hazard. 

  We urge people who live or own property in flood hazard areas to purchase flood insurance to protect themselves from losses due to flooding. 

Flood insurance is required in certain instances, such as the purchase of a home with a federally backed mortgage. (If there are no mortgages on your property, it is still advisable to protect your property with flood insurance.)

The Building Department provides information using the Flood Insurance Rate Maps (FIRM), to let you know if you are in a flood hazard area.  For more information about the FIRMs call the Building Department at 772-467-3198.  You can also view the maps on-line.

Recently completed elevation certificates are available on our website or through the Building Department. 
  1. Floodplain Development
  2. Substantial Improvement
  3. Property Protection

Contact the Building Department before you build on or alter your property.

Any development (including placing or removing fill) in the flood plain requires a building permit. If you suspect that illegal flood plain development is occurring, call the Building Department at 772-467-3198.